On-Chain Finance and the Future of SMB Liquidity: Breakthrough or Just Better Packaging?

Thursday, August 6, 2026
1:25 pm - 2:05 pm

On-chain finance promises to address all three structural failures at once: Tokenized receivables to unlock instant liquidity; programmable infrastructure to unify fragmented systems; and real-time data to expand access to capital.

But the promise of on-chain is not the same as widespread adoption by small businesses. This panel examines whether on-chain finance fundamentally changes how small businesses access and manage capital—or simply improves existing models with new rails. The discussion will include:

  • A look at how tokenization can create new liquidity—or whether it just accelerate existing capital flows?
  • How on-chain systems might reduce fragmentation without introducing new complexity.
  • Will real-time, data-driven finance expand access to underserved SMBs or reprice risk more efficiently?
  • How banks can determine what role they play—as enablers or orchestrators—to avoid disintermediation.
  • Can on-chain solve the broken system—or will it just optimize pieces of it?