From Fragmentation to Flow: How to Own the SMB Financial Operating System

Thursday, August 6, 2026
12:45 pm - 1:15 pm

Small businesses don’t just manage money—they manage a web of disconnected systems: payments, invoicing, payroll, accounting and financing. The result is manual reconciliation, limited visibility and operational drag.
This fireside chat explores the next battleground: owning the system of record for how a business runs its finances. The one-on-one discussion will examine:

  • Why no one has successfully unified the SMB financial stack.
  • Who is best positioned to own the operating layer—banks, fintechs or platforms—and why.
  • Can reconciliation be eliminated, or is it a permanent feature of fragmented systems?
  • What does real-time visibility into cash flow and obligations enable?
  • Do SMBs need another tool—or a complete re-platforming of how money is managed?