Director, Connected Deposits
Huntington Bank
Tom Leenheer is Product Director for Connected Deposits at Huntington National Bank, where he leads the bank's virtual account management and ledgering platform. Over a career spanning more than 25 years in treasury management, payments, commercial banking, and product leadership, Tom has focused on helping organizations modernize the way funds are managed, tracked, and moved. Before joining Connected Deposits, he spent five years with Huntington Corporate Ventures, evaluating emerging fintechs and technology trends that continue to shape the evolution of financial infrastructure. Today, he works with commercial clients and technology partners to deliver next-generation liquidity and fund management solutions built for an increasingly real-time economy.
Legacy cores were not built for a world of continuous settlement and programmable money. As payments accelerate toward real-time and financial products become logic-driven, banks face a fundamental question: can existing infrastructure evolve—or must it be replaced?
This session explores how leading institutions are rethinking ledger architecture to support T+0 settlement, 24/7 operations, and condition-based transactions. From tokenized deposits to modern core overlays, executives will examine what it takes to move from batch processing to intelligent, real-time financial systems—and where to start.