Penny Crosman

Penny Crosman

Executive Editor, Technology

American Banker

Penny Crosman is Interim Editor-in-Chief at Digital Insurance and Executive Editor, Technology at American Banker and Arizent. Prior to taking on these roles, she was Editor in Chief of Bank Technology News and Technology Editor of American Banker. She has held senior editorial roles at Bank Systems & Technology, Wall Street & Technology, Intelligent Enterprise, Network Magazine and Imaging Magazine.

Featured Sessions

Wednesday, April 22, 2026
11:50 am

Global corporates and fintechs are shifting to programmable, instant, cross-border payments. Banks without on-chain rails will be bypassed, so they must rapidly develop the ability to send, receive, settle and reconcile payments on-chain. The new economics of real-time global payments are forming now. Banks must shift from experiments to corporate treasury tokenized money movement, including smart-contract settlement for trade, FX, and liquidity management; merchant and cross-border on-chain payment services; and embedded finance rails for fintechs using tokenized funds.

Early bank movers can set the standards—and capture the money flows. Panelists will provide in-depth insight into:

  • Building tokenized deposit rails
  • Standing up smart-contract–enabled settlement workflows
  • Integrating with emerging CBDC, stablecoin and tokenized payment networks.

Past Sessions

Wednesday, March 25, 2026
12:45 pm

Generative AI has moved beyond experimentation into production at scale—Goldman Sachs alone has deployed AI tools to thousands of employees and is working with partners to build autonomous agents for accounting and client onboarding. This fireside chat examines how various frameworks must evolve when actions occur at machine speed. Daniel Marcu, Partner and Global Head of AI Engineering and Science at Goldman Sachs, will discuss:

  • How Goldman Sachs has introduced generative AI to its workforce—and what has changed as more agentic frameworks take place
  • Building trust into AI systems from the ground up: explainability, auditability, and control
  • The path forward: which banking functions are ready for autonomy today, and what still requires human judgment