Head of Digital Assets
M&T Bank
Matt McAfee is a Senior Executive Vice President of M&T Bank and currently serves as the Head of Digital Assets within the Enterprise Platforms Division. Over the past 20+ years, Matt has held a number of leadership positions at M&T Bank, including:
Prior to joining M&T, Matt worked at Electronic Data Systems or EDS (later acquired by HP) and Franklin Covey in various finance, operations and supply chain management roles. He earned his MBA from the University of Virginia Darden School of Business and his Bachelor of Science degree from the University of Utah where he majored in Finance. He has also completed executive education coursework from the Wharton School of Business at the University of Pennsylvania and the University of Michigan Ross School of Business.
Matt is currently on the Board of Directors for both Wilmington Trust Company and Wilmington Trust NA, is a board member for Literacy Buffalo Niagara, a non-profit providing literacy development skills for adults who read below a 5th grade comprehension level, and was previously the board chair for Feedmore WNY, the leading hunger relief organization based in Western NY.
Tokenization has moved beyond experimentation—but scaling it remains a challenge. Many initiatives are still confined to pilots that fail to deliver meaningful client adoption or revenue impact.
This session examines what it takes to move tokenization into production. From tokenized deposits and treasuries to private assets and funds, executives will explore how to design offerings that meet real client needs, align with balance sheet strategy, and operate at institutional scale. The discussion will focus on turning innovation into measurable outcomes—volume, liquidity, and revenue.
Institutional adoption of on-chain payments will accelerate when banks provide trusted, compliant pathways. This is their competitive strength: Banks must apply their risk, compliance, fraud, and identity verification capabilities to make on-chain payments enterprise-grade. Panelists will share their expertise on: