Matt McAfee

Matt McAfee

Head of Digital Assets

M&T Bank

Matt McAfee is a Senior Executive Vice President of M&T Bank and currently serves as the Head of Digital Assets within the Enterprise Platforms Division.  Over the past 20+ years, Matt has held a number of leadership positions at M&T Bank, including:

  • Assistant CFO, where he worked with the bank’s CFO to oversee all areas of the Finance Division—Treasury, Controllers Group, FP&A, Tax, Strategy & Corporate Development & Financial Modeling
  • Head of the Affluent Wealth Management Business, where he managed 375+ employees working across M&T’s broker dealer, Wilmington Advisors @ M&T, and Wilmington Trust’s Signature Services team
  • President of Wilmington Trust’s Institutional Retirement Services Business, where he and his team managed or administered over $45B of client assets in both qualified and non-qualified retirement plans
  • Director of Strategic Initiatives for the Wealth & Institutional Services Division (WISD), where he led a variety of change management initiatives focused on driving enhanced growth, profitability and performance across the WISD business lines
  • Senior Finance Manager within M&T’s Finance Division, where his roles included:
    • Business line CFO for M&T’s Business Banking, Mortgage & Customer Asset Management divisions 
    • Director of Financial Systems with oversight of the General Ledger, Profitability, Costing, Budget & Planning, Fixed Asset Systems
    • Director of Management Accounting, responsible for $1B+ of intercompany cost allocations
  • Earlier in his M&T career, Matt held roles as a Mortgage Sales Manager, Retail Branch Manager and Senior Financial Analyst
  • Matt joined M&T in 2004 through the Executive Associate (EA) program first as an intern, and in 2005 as a full-time EA

Prior to joining M&T, Matt worked at Electronic Data Systems or EDS (later acquired by HP) and Franklin Covey in various finance, operations and supply chain management roles.  He earned his MBA from the University of Virginia Darden School of Business and his Bachelor of Science degree from the University of Utah where he majored in Finance.  He has also completed executive education coursework from the Wharton School of Business at the University of Pennsylvania and the University of Michigan Ross School of Business.

Matt is currently on the Board of Directors for both Wilmington Trust Company and Wilmington Trust NA, is a board member for Literacy Buffalo Niagara, a non-profit providing literacy development skills for adults who read below a 5th grade comprehension level, and was previously the board chair for Feedmore WNY, the leading hunger relief organization based in Western NY.

Featured Sessions

Thursday, November 12, 2026
11:50 am

Tokenization has moved beyond experimentation—but scaling it remains a challenge. Many initiatives are still confined to pilots that fail to deliver meaningful client adoption or revenue impact.

This session examines what it takes to move tokenization into production. From tokenized deposits and treasuries to private assets and funds, executives will explore how to design offerings that meet real client needs, align with balance sheet strategy, and operate at institutional scale. The discussion will focus on turning innovation into measurable outcomes—volume, liquidity, and revenue.

Past Sessions

Wednesday, April 22, 2026
1:35 pm

Institutional adoption of on-chain payments will accelerate when banks provide trusted, compliant pathways. This is their competitive strength: Banks must apply their risk, compliance, fraud, and identity verification capabilities to make on-chain payments enterprise-grade. Panelists will share their expertise on:

  • How to develop on-chain AML/KYC patterns
  • Establishing fraud orchestration frameworks for tokenized money
  • Building secure custody and key management
  • Integrating blockchain analytics into core risk engines