Elizabeth St-Onge

Elizabeth St-Onge

Managing Director, Head of Digital Assets Product & Strategy

TD Securities

Elizabeth is the Head of Digital Assets Product and Strategy at TD Securities, leading a newly established function focused on advancing TD's digital assets agenda across three core areas: client management and business development, thought leadership and strategy, and leadership of key enterprise initiatives and product development. Elizabeth brings deep knowledge of client needs and industry best practices, and will lead consortia participation, industry engagement, research, and partnerships in digital assets. 

She first joined TD as Head of Product Management for Global Transaction Banking, driving strategy and product delivery across all client segments and geographies. With over 20 years of experience in corporate banking, transaction banking, and payments, Elizabeth has held leadership positions at Citibank, Oliver Wyman, Treasury Strategies, and Selkirk Financial Technologies. Her expertise spans the full business delivery lifecycle, including sales, product management, client service, operations, and technology. Elizabeth also serves on the Advisory Boards for Women in Payments USA and American Banker ON-CHAIN and is a frequent public speaker and published author on innovation, culture, and diversity in financial services.

Past Sessions

Wednesday, April 22, 2026
12:00 pm

Global corporates and fintechs are shifting to programmable, instant, cross-border payments. Banks without on-chain rails will be bypassed, so they must rapidly develop the ability to send, receive, settle and reconcile payments on-chain. The new economics of real-time global payments are forming now. Banks must shift from experiments to corporate treasury tokenized money movement, including smart-contract settlement for trade, FX, and liquidity management; merchant and cross-border on-chain payment services; and embedded finance rails for fintechs using tokenized funds.

Early bank movers can set the standards—and capture the money flows. Panelists will provide in-depth insight into:

  • Building tokenized deposit rails
  • Standing up smart-contract–enabled settlement workflows
  • Integrating with emerging CBDC, stablecoin and tokenized payment networks.