Devin Ryan

Devin Ryan

Managing Director & Head of Financial Technology Research

Citizens Bank

Devin Ryan has over twenty years of senior equity research experience covering the Financial Services and Financial Technology industries across Banks, Brokers, Asset Managers, FinTech, and Digital Assets. As Head of Financial Technology Research, Devin stewards Citizens Capital Markets & Advisory coverage of FinTech and Digital Assets companies that exist at the intersection of traditional finance and technological innovation. Devin also served as Head of Business Development for JMP Securities from 2020 to 2023.

Devin is consistently ranked as a top analyst, with a current ranking of #15 out of more than 12,000 Wall Street Analysts by TipRanks (top 0.1%), appearing frequently in television and print media, including CNBC, Bloomberg, The Wall Street Journal, and The Financial Times, speaking about the evolution of the Financial Services & FinTech landscape.

Prior to joining JMP Securities (now Citizens Capital Markets & Advisory) in 2013, Devin spent nine years in equity research at Sandler O’Neill & Partners, concluding his tenure there as a Managing Director and senior analyst covering a range of companies in the capital markets industry, with business lines spanning investment banking and securities trading, asset and wealth management, and retail and commercial banking. During his time at Sandler O’Neill, Devin was a three-time winner of the top spot in his sector in an annual ranking of all U.S. equity research analysts conducted by StarMine and published in The Financial Times. He began his Wall Street career in the institutional investor group at Citigroup Smith Barney.

Devin holds a BBA in management information systems from University of Notre Dame. Devin also played NCAA Division 1 lacrosse, serving as captain his senior year.

Featured Sessions

Wednesday, April 22, 2026
11:50 am

Global corporates and fintechs are shifting to programmable, instant, cross-border payments. Banks without on-chain rails will be bypassed, so they must rapidly develop the ability to send, receive, settle and reconcile payments on-chain. The new economics of real-time global payments are forming now. Banks must shift from experiments to corporate treasury tokenized money movement, including smart-contract settlement for trade, FX, and liquidity management; merchant and cross-border on-chain payment services; and embedded finance rails for fintechs using tokenized funds.

Early bank movers can set the standards—and capture the money flows. Panelists will provide in-depth insight into:

  • Building tokenized deposit rails
  • Standing up smart-contract–enabled settlement workflows
  • Integrating with emerging CBDC, stablecoin and tokenized payment networks.