Phoebe Kunitomi

Phoebe is Co-Founder and Chief Product Officer of Cari, where she leads the company’s product vision and strategy. She brings experience spanning financial services, fintech, regulatory technology, and entrepreneurship, with much of her career focused on building and scaling early-stage enterprise technology companies.

Prior to co-founding Cari, Phoebe was a Director at Ludwig Advisors, where she advised financial institutions and other financial services companies on strategy, regulatory, and operational matters. Previously, she held a strategy and operations role at LMRKTS, a fintech providing optimization and compression services for derivatives markets, through the company’s acquisition by Capitolis in 2021. Before LMRKTS, she helped build regulatory technology startup Merlon Intelligence as its second employee, serving as Business Operations Manager. She began her career at Promontory Financial Group, advising financial institutions on regulatory and risk management matters before moving into leadership roles as Chief of Staff to the Chief Operating Officer. Phoebe is also the founder of an e-commerce fashion brand she eventually sold in 2025.

She received her BS in International Economics from Georgetown University and her MBA from The Wharton School of the University of Pennsylvania.