SVP, Head Payment Products
Huntington Bank
Deepak Kapoor is the head of payments product at Huntington National Bank. He's been with Huntington nearly 2 years. In his time here, he has started new merchant business and is working on launching new capabilities like APIs, ledgering and other modern payment solutions. Before Huntington, Deepak has worked at KeyBank, Fiserv and American Express.
He has done stints in engineering, finance, investment banking, pricing and products. He's engineer by training with an MBA. In his free time, he is passionate about soccer & cricket.
Legacy cores were not built for a world of continuous settlement and programmable money. As payments accelerate toward real-time and financial products become logic-driven, banks face a fundamental question: can existing infrastructure evolve—or must it be replaced?
This session explores how leading institutions are rethinking ledger architecture to support T+0 settlement, 24/7 operations, and condition-based transactions. From tokenized deposits to modern core overlays, executives will examine what it takes to move from batch processing to intelligent, real-time financial systems—and where to start.